Capacity for your next insurance programme
From a new product opportunity to a proven proposition entering Europe, Bernoly assesses the evidence available, clarifies the gaps that matter and shapes a practical path to capacity without forcing you into a fixed operating model.
What we assess when exploring a new programme
distribution opportunity
How the programme will reach its customers and what evidence is available to support demand.
Product and risk definition
What the programme will cover, who it will serve and how the underlying risks will be selected.
Premium and pricing case
The expected premium opportunity, pricing logic and evidence available to support the assumptions.
Path to launch
What is already in place across underwriting, claims, compliance, reporting and policy administration and where support may be needed.
How we help move your programme forward
More bound policies
Reduce drop-off and guide more prospects from interest to policyholder.
A faster route to a capacity decision
Move from initial evidence to a clear view of appetite, requirements and next steps without an open-ended carrier process.
A clearer programme case
Bring the available product, distribution, pricing and risk evidence into one coherent view.
Practical next steps
See what is already in place, what remains unresolved and what should happen next.
Targeted support for material capability gaps
Identify where additional processes, expertise or technology are essential and where Bernoly can provide targeted support.
An operating model shaped around you
Build on the systems and capabilities you already have instead of starting again.
Built for different routes to a new programme
New and expanding European MGAs
Add a new product or line using your existing expertise, distribution and programme track record.
Non-EU MGAs entering Europe
Adapt a proven proposition and operating capability for launch in the European market.
Brokers and consumer brands moving into insurance
Build a first programme around specialist expertise, customer insight or an established route to market.
