AI-driven insurance workflows,
human-led decisions
Seamless human–AI collaboration to automate, optimize, and govern workflows across the full insurance lifecycle.







AI across every insurance function
Manage human-AI collaboration with purpose-built agents and automated workflows, turning your insurance operations into a high-performance model.
Connect lead capture, underwriting, and policy issuance in one continuous flow, from data collection to quote.
Orchestrate claims from first notice to settlement. AI supports triage and fraud signals and humans make the decisions.
Clear, fast underwriting decisions are driven by utilizing AI scoring and real time data analysis to enhance the overall risk assessment process.
Customer service agents are empowered to deliver seamless continuity because AI instantly retains and surfaces all relevant conversation context.
Unified data for pricing, performance, and reporting. Predictive where it matters.
Configure rules once. Apply them consistently across the policy lifecycle.
Built for AI-driven insurance organisations
Bernoly is built for forward-thinking insurance organisations ready to operationalize AI-to drive operational excellence, scalable growth, and personalized experiences at speed.
Insurers
Automate and augment underwriting, claims, and servicing with AI agents that scale operations-while keeping humans in the loop for accountable decision-making.
MGAs & TPAs
Launch, adapt, and operate insurance programs faster with AI agents that streamline workflows and decisioning across the whole policy lifecycle.
Brokers
Deliver faster servicing, deeply personalized client experiences and recommendations through AI agents that collaborate dynamically with your teams.
Reinsurers
Enhance portfolio insight and decision-making with AI agents that analyze complex data, detect patterns, and support better capital allocation.
Bernoly platform
Run faster, smarter, and more accountable insurance operations with AI agents working alongside your team to maintain oversight at every step.
Experience flow
Design and automate any internal or external workflow, combining AI agents with governed human-in-the-loop decisioning.
Human-AI collaboration
A purpose-built environment to create and deploy AI agents that iterate with your team-autonomously executing workflows, identifying critical decisions, and enforcing structured review and approval.
Analytics flow
Turn operational data into real-time insights with dashboards, reports, and predictive models that guide smarter, evidence-based decisions.
Data atlas
Automatically collect and organize all your data across the workflows into a centralized system for easier access and use.
From innovation to results
Where intelligent automation drives measurable ROI and lasting growth.
30–40%
less manual work across underwriting, policy management, andcustomer service.
Up to 35%
fewer data errors through connected data flows.
Up to 15 BPS
lower claim ratios with transparent models.
Up to 20%
higher retention from personalised customer journeys.
AI in Insurance: Insights
Getting started with Bernoly
Moving to an AI-driven insurance operation is a structured, collaborative journey. We don’t just deliver the technology-our industry experts work alongside your team at every stage.
Book a Demo
In a 20-minute conversation, we’ll introduce you to Bernoly’s core capabilities and explore where it can create the most impact for your operations.
See your use cases come to life
After discussing your insurance operations and objectives, we’ll demonstrate how Bernoly brings your specific workflows to life, showing how AI, automation and human oversight could work together across your organisation.
Seamless implementation
Once you’re ready to move forward, our experts work alongside your team to implement and tailor Bernoly to your operations.










