Transform insurance workflows with AI that works
From distribution and claims to underwriting and actuarial - making insurance more profitable
With Bernoly, augment your existing core insurance technology or replace it
Our world’s leading AI - human orchestration model transforms insurance internal workflows as well as external customer-facing interactions across the entire insurance value chain.
Sales & Onboarding
Accelerate growth by automating the entire customer acquisition process. From intelligent data capture and pre‑filled forms to instant quote generation and document management, our AI platform simplifies the journey from prospect to policyholder while driving higher conversion rates.
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Underwriting
Modernize underwriting with data‑driven precision. Automate data gathering, scoring, and document evaluation with AI that enhances risk assessment and ensures transparent, auditable results. Empower underwriters to focus on complex decisions while your system handles routine analysis at scale.
Analytics
Automatically unify and process data from multiple systems to generate advanced actuarial models, portfolio insights, and automated reporting. Reduce manual workloads while empowering analysts with real‑time predictive analytics for pricing and performance optimization.
Claims
Accelerate claims processing with AI-driven automation. Integrated analytics detect fraud in real time using machine learning, anomaly detection, and network analysis, uncovering hidden patterns before losses occur. This boosts accuracy, cuts costs, shortens cycles, and ensures compliance.
Customer Service
Deliver truly personalized engagement through AI‑enabled intelligence. With a unique customer experience, the platform remembers context, preferences, and history, turning generic responses into hyper‑personalized communication. Every email, notification, or chat becomes contextual, consistent, and customer‑centric, strengthening loyalty and retention through meaningful interactions.
Policy Administration
Simplify policy operations with intelligent workflow automation. From renewals and endorsements to cancellations, configure rules once and deploy them at scale. The result: reduced error rates, faster turnaround times, and a continuously optimized policy lifecycle.
Sales & Onboarding
Claims
Underwriting
Customer Service
Analytics
Policy Administration
Built for insurance players who need flexibility, speed, & reliability
Our solution is best fit for the insurance players who need a platform to bring innovation to their customers, those who are not afraid to embrace new technologies , and those who care about working with experts
MGAs
From innovative customer experiences to enhanced underwriting, you can finally use a solution that matches you in speed and flexibility.
Brokers
Stand out from the competition with customer experiences that keep your customers happy while reducing your operational costs.
TPAs
Gain tangible efficiency gains in claim management and customer service with unmatched speed.
Reinsurers
Gain operational gains at speed whether it is about underwriting process or actuarial modelling.
Insurers
Achieve short-term P&L impact by cutting operational costs, improving claim ratios, and elevating customer satisfaction.
Where AI Automation Meets Intelligence
Our integrated flows create a unified ecosystem where every process, decision, and interaction becomes smarter and more connected. From customer engagement to data orchestration and real-time analytics, each module works seamlessly together to eliminate silos, accelerate operations, and unlock new levels of efficiency across your entire insurance business.
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Experience Flow
Automate, improve and control every interactions with your customers and internal staff utilizing best-in-class tools such as reasoning with machines learning, automating simple tasks with rule-based logic and planning complex tasks with AI agents.
Human - AI Collaboration
Transform the role of your human staff into leaders of a team of AI agents with the world’s leading human-AI collaboration model across every tasks’ life-cycle. Don’t settle for AI patch work on solutions that were not build for the age of AI.
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Analytics Flow
Analytics Flow uncovers patterns in claims, risk, and customer behavior, enabling faster, data-driven decisions across the value chain with integrated, instant insights and no external tools needed..
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Data Atlas
Unify all your insurance data structured or unstructured, and let the system automatically organize it. The Data Atlas gives you full lineage, context, and connectivity — making every dataset discoverable, trustworthy, and AI-ready.
From Innovation to Results
Where intelligent automation drives measurable ROI and lasting growth
Operational Efficiency
30–40% reduction in manual work hours across underwriting, service, and policy operations
Data Quality
Up to 35% reduction in manual corrections with our short data journey
Claim Prediction
Up to 15 BPS lower claim ratio with our transparent machine learning
Customer Experience
Up to 20% rise in policy retention driven by personalized, AI‑powered engagement.
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Getting started with Bernoly is simple
A clear, collaborative process to see if we’re the right fit and start delivering results fast.
Book a short conversation
A 15-minute discovery chat to understand your goals and challenges, and see if Bernoly can help.
Decision
Use Bernoly technology
Personalized 1-hour demo
We’ll walk you through Bernoly’s platform and show how Bernoly can support your business.
Curious how it works? Let’s show you what’s possible
Talk to us
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