Transform insurance workflows
with AI that works
From distribution and claims to underwriting and actuarial, making insurance more profitable
Bernoly across the insurance value chain
Human–AI collaboration for internal workflows and customer interactions.
Connect lead capture, underwriting, and policy issuance in one continuous flow, from data collection to quote.
Orchestrate claims from first notice to settlement. AI supports triage and fraud signals and humans make the decisions.
Clear, fast underwriting decisions are driven by utilizing AI scoring and real time data analysis to enhance the overall risk assessment process.
Customer service agents are empowered to deliver seamless continuity because AI instantly retains and surfaces all relevant conversation context.
Unified data for pricing, performance, and reporting. Predictive where it matters.
Configure rules once. Apply them consistently across the policy lifecycle.
Who is it for?
Bernoly is built for insurance organisations that want to operate better, not just talk about innovation.For teams modernising core workflows while keeping control, compliance, and judgment intact.
Insurers
Reduce operational drag across underwriting, claims, and servicing. Improve loss ratios through better decisions, not louder automation.
MGAs & TPAs
Run specialised programs with workflows and shared context. Scale operations without adding complexity.
Brokers
Deliver consistent customer journeys from quote to service. Spend less time on admin, more time advising clients.
Reinsurers
Support underwriting and actuarial teams with connected data and explainable decision flows.
Where AI Automation Meets Intelligence
Bernoly connects customer journeys, internal operations, and data into one system. Each module works together to remove silos and support better decisions across the insurance value chain.
Experience Flow
Design and control customer and internal journeys end to end.
Use rules for simple steps, AI for complex decisions, and humans where judgment matters.
Human - AI Collaboration
Let teams work with AI agents, not around them. Humans stay accountable. AI supports tasks across the full workflow lifecycle.
Analytics Flow
Real time insight across underwriting, claims, and customers, built directly into personalised workflows.
Data Atlas
One organised view of all insurance data, structured and unstructured.Full context, lineage, and connectivity. Ready for people and AI to use.
From Innovation to Results
Where intelligent automation drives measurable ROI and lasting growth
30–40%
Less manual work across underwriting, policy, and service.
Up to 35%
Fewer data errors through connected data flows.
Up to 15 BPS
Lower claim ratios with transparent models.
Up to 20%
Higher retention from consistent customer journeys.
AI in Insurance: Case Studies and Insights
Getting started with Bernoly is simple
A clear, collaborative process to see if we’re the right fit and start delivering results fast.
Book a short conversation
A 15-minute discovery chat to understand your goals and challenges, and see if Bernoly can help.
Personalized 1-hour demo
We’ll walk you through Bernoly’s platform and show how Bernoly can support your business.
Decision
Use Bernoly technology